The world today is experiencing a constant expansion process in all fields, such as technology, architecture, economy, these only as a basis for example, such processes make that day seek growth by opting for the helpful means to achieve such a task, in such a way entering the field which is of importance in the present documenteconomic expansion, so the growth process allows you to make a transfer to the activities of commercial and trade enterprises, is so the development of these companies requires many times conducting business that may be of risk since there is a degree of uncertainty generated from the traffic common trade, that on many occasions the unpleasant event that before a business in which one of the parties has already fulfilled may occur with the obligation, in this case companies that deliver or perform something unseen met obligations that acquired on the other side, which is the payment, this fact is called the non-payment of benefits, so companies in the quest develop the risk of losses by defaults, so one of the means or mechanisms that are developed in today’s world to avoid such unnecessary risks, is credit insurance, which will greatly help has avoid having solvency problems caused by defaults, which generate additional costs to the company, this fact would lead to the expansion of the company is greatly delayedTherefore on credit insurance should be very good information if you want to perform a business on credit, with which credit insurance would act as an excellent preventive measure which will have greater peace of mind in this type of business and in the event of non-payment of credit insurance will help to avoid the problems of economic solvency. So credit insurance is the ideal tool to facilitate the economic activities of credit, since such investment of is not of great value, while credit insurance if you can cover large amounts of money, acting as a driver of the risks generated by the sale on credit by the buyers of the products of the companies as well as credit insurance conduct function repair loss potential created by the insolvency of the credit buyers. Content that has credit insurance allows to obtain ideal services that provide greater peace of mind, since it works in 3 levels of protection of enter the user, in such a way the first phase is that of prevention where analyses and control risks generated from commercial activity, which is largely the rate of loss of each business, the following process of credit insurance is the reobro, where customers who have not made payments, exhausting all means to facilitate the recovery of money is tracked and finally credit insurance provides the warranty which anticipates and indemnifies the possible generated losses from defaults, credit insurance therefore are the best tool to facilitate the growth of enterprises without incurring unanticipated costs caused in commercial activity by defaults..